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Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing or using the services provided by Surplusify Claim Services, LLC ("Surplusify," "we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our services.

2. Services Description

Surplusify provides surplus fund recovery services for homeowners and their heirs who are entitled to excess proceeds from foreclosure sales. Our services include claim identification, document preparation, legal consultation coordination, and claim filing.

3. Fee Structure

Surplusify operates on a contingency fee basis. This means:

  • No upfront fees are charged for our services
  • Our fee is a percentage of the successfully recovered funds
  • If no funds are recovered, you owe us nothing
  • Specific fee percentages will be outlined in your individual service agreement

4. Client Responsibilities

As a client, you agree to:

  • Provide accurate and truthful information
  • Cooperate with document requests in a timely manner
  • Notify us of any changes to your contact information
  • Not engage other recovery services for the same claim simultaneously

5. No Guarantee of Recovery

While we work diligently on every claim, we cannot guarantee that surplus funds will be recovered in every case. Recovery depends on various factors including county procedures, legal requirements, and the specific circumstances of each case.

6. Limitation of Liability

Surplusify shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, regardless of the theory of liability.

7. Termination

Either party may terminate the service agreement with written notice. In the event of termination, any fees owed for services already rendered will be settled according to the terms of the individual service agreement.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which the claim is being processed, without regard to conflict of law principles.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Continued use of our services constitutes acceptance of modified Terms.

10. Contact

For questions about these Terms, please contact us.

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